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The homely but likable Monte Blue teams up with director Allan Dwan for this pleasing comedy-drama, adapted from a short story that ran in the Saturday Evening Post. Wally Griggs (Blue) is your classic meek, mild bank messenger, destined to a threadbare life of earning 63 dollars a month. At least this is what he seems to be. But when he's not working Griggs is the dashing James Brown, an adventurer and storyteller who is familiar with bank president Halliday (Hardee Kirkland). A publisher, fascinated by Brown's wild tales, offers him a deal. Griggs also uses his alter ego to help Mary Oliver, the girl her loves (Jacqueline Logan). District attorney "Big Bill" Thaine (Stanton Heck) has cheated her out of her fortune and is now trying to force her to marry him. Griggs is given twenty-five thousand dollars' worth of bonds to deliver but he mysteriously disappears. Thaine figures out the Brown-Griggs connection and Wally is arrested. After being given the third degree, Brown sues for false imprisonment, and the mayor forces Thaine to make restitution out of his own pocket. Griggs gives this sum to Mary. Meanwhile, he pretends amnesia and shows up at the bank with the bonds. Because of the proceeds from the book, Griggs is able to quit his low-paying job and wed Mary.