Top Borrower (1997)

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Sherman Wong Ching-wah delivers this wacky comedy. A pile of money lands in the lap of a taxi driver named Moron (Michael Chow Man-kin) after a pair of dull-witted would-be kidnappers shoot each other for the ransom money. With his newfound wealth, he imagines the various directions his life might take him. In version one, he buys a massive house for his wife but then spends more at the local hostess bar. Soon his wife is cheating on him with their gay neighbor Dan Yiu (Max Mok Siu-chung). In version two, Moron buys an even bigger house only to be harassed by the cops who think he swiped the ransom money. In the third, Moron succumbs to civil responsibility and returns the money to the cops.