The unambitious Jay Mandao lives frugally off his late father's cereal royalties. He wants nothing more than to live in solitude, but is duped into taking in his adult nephew-in-law, Jackson.
As Halloween approaches, Jay begins having odd dreams, and comes to find that he has the ability of astral projection. Jay and Jackson are approached by a ghost who has a small window of opportunity to reverse his death at the hands of Jackson's murderous ex- girlfriend.