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Casey (Amy Yasbeck) wants Brian (Steven Weber) to use the insurance money he's received for his burned down house to purchase a seedy eatery and transform it into a high-end martini bar. Prepared for a spectacular opening night in their new establishment, the couple experiences only disaster when their first customer is injured and threatens to sue. But there's worse to come -- Casey never got around to insuring the new bar, so guess who's got to pony up the dough? Guest star John Melendez is better known to Howard Stern fans as Stuttering John.