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An ailing criminal and his excitement-starved nurse decide to knock over a bank for fun and profit in this comic suspense story. Legendary bank robber Henry Manning (Paul Newman) pushes his luck too far and ends up in prison, where he suffers a massive stroke. He is transferred to a nursing home, in the care of Carol Ann McKay (Linda Fiorentino), a high school prom queen who married her boyfriend Wayne (Dermot Mulroney), the star of her school's football team, and whose glamour days are well behind her. After a few of her personal effects mysteriously disappear, Carol Ann starts to suspect that Henry isn't as sick as he seems, and she and Wayne are soon working with Henry to plan his last and greatest score. The title comes from the remark attributed to the outlaw Willie Sutton, who when asked why he robbed banks, replied, "Because that's where the money is."