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Ronald Reagan is his usual sprightly self as ambitious insurance claims adjuster Eric Gregg. While diligently investigating a phony insurance racket, Gregg remains blissfully unaware that his own wife Nona (Sheila Bromley) has become deeply indebted to the crooks. Once this fact surfaces, Gregg loses both Nona and his job. Picking up the pieces is friendly cigar-stand clerk Patricia Carmody (Gloria Blondell), who ends up helping Gregg round up the villains. At the time Accidents Will Happen was released in 1938, the newspapers were jam-packed with stories about big-money insurance frauds; though the film lacks this timeliness when seen today, it remains an enjoyable trifle thanks to the always-dependable Reagan.