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A botched robbery provides the basis of this romantic comedy. The caper was performed by three unemployed Vietnam vets desperate for cash. Unfortunately, two of them are captured during the getaway. The third vet continues to flee and stuffs the loot in a convenient mailbox. A dishonest barkeeper and a crazed artist witness this and try to get the money for themselves. The barman needs it to pay back some Mafiosi. The artists find herself attracted to the veteran and so decides to help him get it back from the bartender. The two succeed and then board an ocean liner, where they bump into the president of the bank the veteran robbed.