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With Ray (Ray Romano) displaying an acute amount of disinterest, it is up to Debra (Patricia Heaton) to handle the household budget. When she finds it next to impossible to balance the checkbook, Ray magnanimously offers to show her how easy it can be. But it isn't easy--and before long Ray has left a trail of rubber checks behind him. In his efforts to hide his fiscal ineptitude from Debra, Ray "succeeds" in depleting far more than his bank account.