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An ambitious high school senior (Spencer Locke) founds a nanny and tutoring agency with her best friends Rachel (Angeline Appel) and Janet (Lauren York) as a way to pay for college. But when she's strapped for funds for college, she realizes the bored husbands of her mommy clients will pay for extra services from willing teenage girls. Her covert escort service makes a killing among the suburban discontents, but the FBI is starting to pay attention.